NEDFi Rupee Term Loan (RTL)


NEDFi has launched a scheme under the Ministry of Development of Northeastern Region (DoNER). Rupee term loan is initiated to increase the economic stability of the North-Eastern states by providing a platform to create entrepreneurs through a sustainable and productive MSME (Micro Small Medium Enterprises) sector.

There are two types of loans provided by the NEDFi through this scheme

  • Medium Loans
  • Long Term Loans

Nature of Assistance 

  • Generally, The Corporation considers maximum exposure of up to 12% of its net worth for a single project.
  • In the case of consortium lending, the total debt component in the project may be decided by the consortium partners.
  • In the case of a corporation, this restricts its maximum exposure to 12% of its net worth and the rest of the loan requirement may be sanctioned by other consortium partners promotes contribution should be a minimum of 35- 40% of the total project cost.

Eligibility Criteria 

  • The industry should be situated in any North-Eastern states that require upgradation in infrastructure, technology, and distribution outlets.
  • Any Individual, Group, or Consortium Lenders
  • Manufacturing and services sector operating in North-Eastern states
  • The manufacturing/production and services sector should be registered with the GST authority
  • All MSME and SME (Small Medium Enterprises) sectors


The RTL scheme is applicable to the following North-Eastern states:

  • Sikkim
  • Arunachal Pradesh
  • Assam
  • Meghalaya
  • Nagaland
  • Manipur
  • Tripura
  • Mizoram

Documents Required for Project Approval 

  • Detailed Project Report
  • Documents of the company or the firm such as registration certificates, memorandum articles, etc.
  • Proof of documents related to the applicant, directors, associated companies, and assets
  • If the company has existed for more than a year, documents related to the balance sheet, financial ratios, and cash flow statement
  • Documents for proof such as PAN (Permanent Account Number) Card, Driving License, Net-worth, banking details and IT returns


    Enquiry Form